Careful budgeting, realistic investing equal smart finance (Roanoke Times)

Careful budgeting, realistic investing equal smart finance (Roanoke Times)
Can years and years of thinking about investing and personal finance be boiled down to a few essentials for everyone? I’m going to try. This is prompted by a change. For nearly 12 years, I have written this column three times a week. Starting today, it will appear only once a week. After 20 years at the Inquirer and 32 in newspapers, I left the paper Friday for a riskier life.

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